DJYTL 
1. About these terms
These Terms of Service govern your access to and use of the DJYTL Capital website, trading services, Hydra Wallet interface and related services. Together, these are the “Services”.
The Services are operated by DJYTL Capital (Pty) Ltd, a private company incorporated in South Africa under registration number 2023/986167/07. Our registered office is 9th Floor, Atrium on 5th Street, Sandton, Gauteng, 2196, South Africa.
By creating an account or using the Services, you agree to these Terms, the Privacy Policy, the Risk Disclosure and the Fee Schedule.
Nothing in these Terms excludes a right or remedy that cannot lawfully be excluded.
2. Eligibility and availability
You must be at least 18 years old and legally able to enter into a binding agreement.
You may not use the Services if:
- Doing so would be unlawful where you live or from where you access the Services.
- You are subject to a sanction or prohibition that prevents us from providing the Services.
- You are acting for a person who may not lawfully use the Services.
- You provide false, misleading or incomplete information.
- We cannot complete verification required by law or our risk controls.
The availability of a website or feature in a country does not mean that the Service is lawful or offered there. We may restrict countries, regions, users, assets or features to comply with law or manage legal and operational risk.
You are responsible for understanding the laws that apply to you. We may request information reasonably needed to assess eligibility.
3. Your account
You must provide accurate information and keep it up to date. You may create an account with an email address and password or use Sign in with Google.
We may require identity verification or business verification before you can deposit, trade, withdraw or use another feature. We may request further information where reasonably needed for legal, security or fraud-prevention purposes.
You must keep your login credentials secure. You are responsible for activity carried out through your account unless applicable law provides otherwise. Tell us immediately at support@djytlcapital.com if you suspect unauthorised access.
You may not sell, transfer or allow another person to use your account.
4. Commodity tokens
Commodity tokens follow the price of the commodity named on their commodity page. They do not currently give you title to, possession of or any claim on physical goods.
Backing is being added, starting with gold and silver. We will update the applicable product terms before any token carries a claim on physical goods.
Reference prices shown through the Services are for information only. They are not an offer to buy or sell and are not a valuation for any purpose.
5. Trading and settlement
Orders are matched by price and time priority. An order is final once filled, subject to applicable law and these Terms.
Trades settle in dUSDT.
We may reject, cancel or reverse an order placed in error, in breach of these Terms or where required by law. Any reversal depends on the technical ability to reverse the relevant entry or transaction. Confirmed public-blockchain transactions generally cannot be reversed.
Fees are set out in the Fee Schedule and are shown before confirmation where the relevant interface supports this.
You must review transaction details before confirming. Market prices and available liquidity may change before an order is filled.
6. Swaps
A swap exchanges one supported digital asset for another. The displayed amount may change before confirmation because of price movement, liquidity, network fees or other transaction costs.
Descriptions or explanations generated by AI are informational. They may be incomplete or incorrect and do not replace your own review of the transaction.
7. Hydra Wallet and self-custody
Hydra Wallet is self-custody wallet software. Your keys are created and kept in your browser. We cannot access or recover your keys or recovery phrase and cannot reverse transactions signed with them.
You are solely responsible for securing your devices, keys and recovery phrase. Anyone who obtains them may be able to control your assets. If they are lost, your assets may be permanently inaccessible.
Transactions on DJYTL Chain and other networks are irreversible once confirmed.
8. Peer-to-peer transactions
The peer-to-peer board allows users to trade crypto assets for local currency directly with each other.
The crypto asset is held by an on-chain escrow contract until the seller confirms payment. DJYTL Capital is not the buyer, seller, payer or recipient of the local-currency payment.
You must:
- Use accurate payment and transaction information.
- Pay only through the method agreed for the transaction.
- Confirm payment only after it has been made.
- Release crypto only after verifying receipt of the agreed payment.
- Keep evidence relevant to a transaction or dispute.
- Avoid communications or conduct that is fraudulent, abusive or unlawful.
An AI-supported assistant may help with communications, translation and dispute summaries. AI does not decide disputes. A person reviews and decides a dispute using the available information.
An on-chain transaction may be irreversible. A dispute process cannot guarantee recovery of money or assets and does not replace any legal right you may have against another user.
9. Bridge and third-party networks
You may use the Services to bridge USDT from supported external networks.
Bridges, cross-chain swaps and related transactions depend on third-party networks, liquidity sources and smart contracts that we do not control. They may fail, be delayed, be exploited or change their rules or availability.
We are not responsible for a third party’s acts or omissions, but this does not exclude liability that applicable law does not permit us to exclude.
You must verify the network, asset, address and transaction details before confirming.
10. KDAR and KDARG
KDARG is the network fee token of DJYTL Chain. KDARG uses one gram of gold as its reference unit, and its reference value follows the gold price. KDARG does not currently give you title to, possession of or a claim on gold.
KDAR is a separate token. Neither KDAR nor KDARG is legal tender or a bank deposit.
A reference value is not a guarantee of the price at which you can buy, sell or exchange a token.
11. Physical redemption
Physical redemption is not available.
Before physical redemption is offered, the applicable terms will state its minimum quantities, methods, costs, availability, timelines and legal restrictions.
12. Prohibited use
You must not use the Services to:
- Commit or facilitate money laundering, terrorist financing, sanctions evasion, fraud or another unlawful act.
- Manipulate a market or mislead another user.
- Use stolen funds, identities, accounts or payment instruments.
- Interfere with another person’s use of the Services.
- Introduce malicious code or attempt to disrupt the Services.
- Gain unauthorised access to an account, wallet, system or data.
- Reverse engineer the Services except where the law expressly permits it.
- Evade transaction limits, verification measures or access restrictions.
- Infringe another person’s rights.
We may investigate suspected misuse and cooperate with authorities where required or permitted by law.
13. Suspension, restriction and closure
We may suspend or close an account, stop a transaction or restrict a feature where reasonably necessary:
- To comply with law, a court order or a regulatory requirement.
- To protect users, assets or the Services.
- To investigate suspected fraud, security incidents or prohibited use.
- Because you have breached these Terms.
- Because information required for verification has not been provided.
- Because continued access creates a material legal or operational risk.
Where legally and operationally permitted, we will tell you the reason and explain any steps available to you.
You may close your account after completing or cancelling open transactions and withdrawing assets that can lawfully and technically be withdrawn. Legal retention duties continue after closure.
14. Service availability and changes
We do not promise uninterrupted or error-free access. Maintenance, security incidents, network conditions, legal requirements and events outside our reasonable control may delay or prevent access.
We may change or discontinue a feature where reasonably necessary. We will give reasonable notice of a material adverse change where practical and legally required.
15. Liability
Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation, gross negligence, wilful misconduct, death or personal injury caused by negligence, or any other liability that cannot lawfully be excluded or limited.
If the Consumer Protection Act applies, these Terms do not exclude or limit any statutory warranty, right or remedy that may not lawfully be excluded or limited.
Subject to those protections, we are not liable for indirect, incidental, special or consequential loss that was not reasonably foreseeable when you accepted these Terms.
We are not liable for loss caused solely by:
- Market movements or insufficient liquidity.
- Incorrect transaction details supplied or approved by you.
- Loss or disclosure of self-custody keys or a recovery phrase.
- A third-party network, payment provider, smart contract or service outside our reasonable control.
- An event outside our reasonable control that we could not reasonably have prevented.
These exclusions do not apply to the extent that our breach, negligence or unlawful conduct caused or contributed to the loss.
Our liability for direct loss will be determined under applicable law, including any mandatory consumer rights. We do not limit liability where doing so would be prohibited by applicable law.
You must take reasonable steps to avoid or reduce loss.
16. Complaints
Send service complaints to support@djytlcapital.com and legal complaints to legal@djytlcapital.com. Include enough information for us to identify the account, transaction and issue.
This complaints process does not prevent you from using a remedy available under applicable law.
17. Governing law and disputes
These Terms are governed by the laws of the Republic of South Africa.
The courts of the Republic of South Africa have jurisdiction over disputes. This clause does not take away any right a consumer has to approach a court, tribunal, ombud or other body with jurisdiction under applicable law.
18. Changes to these Terms
We may update these Terms to reflect legal, security, operational or service changes.
We will notify you of material changes before they take effect where reasonably practical and legally required. If you do not agree to a material change, you must stop using the affected Service before the change takes effect.
Continued use after an updated version takes effect means that the updated Terms apply, subject to rights that cannot lawfully be waived.
19. Electronic communications
You agree that we may provide agreements, notices and other communications electronically through the website or your registered email address, subject to applicable law.
You are responsible for keeping your email address current. Electronic records may be retained as evidence of communications and transactions.
20. General terms
If any provision is invalid or unenforceable, the remaining provisions continue to apply.
A delay in enforcing a right is not a waiver of that right.
You may not transfer your rights or obligations under these Terms without our consent. We may transfer ours as part of a lawful restructuring or transfer of the Services, subject to applicable law and without reducing your mandatory rights.
21. Supplier information and contact
Supplier: DJYTL Capital (Pty) Ltd
Company type: South African private company
Registration number: 2023/986167/07
Registered office: 9th Floor, Atrium on 5th Street, Sandton, Gauteng, 2196, South Africa
Website: www.djytlcapital.com
Legal enquiries: legal@djytlcapital.com
Support: support@djytlcapital.com
Privacy enquiries: privacy@djytlcapital.com
Fees: Fee Schedule